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R-313-94 Approving statement of village financial policiesITEM VI.B.2 RESOLUTION 3/3 RESOLUTION APPROVING STATEMENT OF VILLAGE FINANCIAL POLICIES WHEREAS, the Village of Lemont seeks to identify those financial policies and procedures which will foster prudent fiscal management of public funds; and WHEREAS, the Statement of Village Financial Policy provides guidelines on budgetary matters, general financial management and capital improvement financing; and WHEREAS, approval of this Statement will provide the staff and Village Board with a basis for making future financial decisions. NOW, 'THEREFORE, BE IT RESOLVED by the President and Board of Trustees that the Village of Lemont Statement of Financial Policy is hereby adopted. PASSED AND APPROVED BY THE PRESIDENT AND BOARD OF TRUSTEES OF '1'HE VILLAGE OF LEMONT, COUNTIES OF COOK, WILL, AND DU PAGE, ILLINOIS, on this - 5 —L1t day of , 1994. Barbara Buschman Alice Chin Keith Latz William Margalus Richard Rimbo Ralph Schobert Approved by me this ATTEST: r A-1 y 9€ ) i AYES NAYS PASSED ABSENT v. V (74-4-6-2-',--e_ CHARLENE M. SMOLLEN, Village Clerk ENE M. SMOLLEN, Village Clerk VILLAGE OF LEMONY STATEMENT OF FINANCIAL POLICY April 1, 1994 Jean M. Nona, Treasurer VILLAGE OF LEMONT STATEMENT OF FINANCIAL POLICY BUDGETARY POLICY Revenue and Expenditure Estimates 1 Funding Expenses 1 Use of Carryover Funds 1 Fund Reserves 1 Balanced Budget 1 FINANCIAL MANAGEMENT Debt Policy 2 Investment of Funds 2 Bond Payback Period 2 Use of Working Cash Fund 2 Disposal of Village Property 2 Accounting Manipulations 2 Labor Contract Financial Analysis 2 Maintenance of Municipal Assets 2 User Fees 3 Insurance Analysis 3 Deposit of Funds 3 Required Signators 3 Internal Financial Controls 3 Procedures Manual 3 Purchasing Manual 3 Village Board Approval of Accounts 3 Periodic Review of Policy 3 CAPITAL IMPROVEMENT FINANCING Capital Improvement Program 4 Capital Planning Grants 4 Utility Extension 4 Special Assessment Consideration 4 I VILLAGE OF LEMONT STATEMENT OF FINANCIAL POLICY BUDGETARY POLICY REVENUE AND EXPENDITURE ESTIMATES. In preparing the budget, all revenues shall be projected conservatively, and all expenditures shall be projected liberally. FUNDING EXPENSES Any proposed spending program must also be accompanied by a revenue plan to fully meet the expenditure. As an alternative, new spending programs may be presented with an offsetting reduction of expenses in another program. USE OF CARRYOVER FUNDS A previous year's carryover may be considered as revenue in a subsequent year, however, only to fund specific items which were budgeted but not purchased in the previous fiscal year. FUND RESERVES Accumulated fund reserves may be used as revenues to fund projects, provided that they are either capital items, or an unforeseen expense specifically approved by the Village Board. BALANCED BUDGET Unless a true emergency occurs, the Village Board shall not pass a budget in which the proposed revenues are less than the proposed expenditures. If such an emergency occurs, the Board must understand the cash balance for the fund will be reduced, borrowing may have to occur, or revenues may have to be increased. 1 FINANCIAL MANAGEMENT DEBT POLICY The Village will not borrow money to meet current expenses. INVESTMENT OF FUNDS All monies not needed for dispersal shall be invested at a competitive rate of return. BOND PAYBACK PERIOD When the Village finances capital projects by issuing bonds, it will pay back the bonds within a period not to exceed the expected useful life of the project. USE OF WORMING CASH FUND The Village will use its Working Cash Fund only to avoid short term borrowing expenses and will not use it to fund programs. The Working Cash Fund will be paid back immediately when property taxes become available. DISPOSAL OF VILLAGE PROPERTY The money from the sale of property or equipment will normally not be used to meet current operating expenses, but rather for the purchase and replacement of other equipment or other assets. ACCOUNTING MANIPULATIONS The Village will avoid accounting manipulations which: 1) postpone current expenses to future periods; or 2) accrue revenues from a future year to the current fiscal year to make current revenues appear higher. LABOR CONTRACT FINANCIAL ANALYSIS The Village will avoid entering into long -term labor contracts without carefully costing out fringe benefits. Such costs include health insurance, vacation /holiday leave, sick leave, education provisions, etc. MAINTENANCE OF MUNICIPAL ASSETS The Village will maintain its utilities, streets, buildings and other assets at a level adequate to protect the Village's capital investment and to minimize future 2 maintenance and replacement costs. USER FEES The Village will periodically recalculate the full costs of activities supported by user charges to identify the impact of inflation and other cost increases. User charges will be adjusted accordingly. INSURANCE ANALYSIS The Village shall periodically investigate if insurance pools will save money as compared to alternative insurance coverage. The Village will also periodically investigate levels of coverage. DEPOSIT OF FUNDS The Village and any persons representing the Village will remit to the Finance Department all monies received to be deposited in designated financial institutions in a timely manner. REQUIRED SIGNATORS The Village will require all disbursements, interfund and intrafund transfers to be signed by two of the three authorized signators which have been approved via Village Board resolution. INTERNAL FINANCIAL CONTROLS The Village will establish internal controls within the Finance Department which will physically separate the functions of collection, deposition and reporting of monies received as much as possible. PROCEDURES MANUAL The Finance Department shall maintain a Procedure Manual outlining procedures for the receiving of Village funds. PURCHASING MANUAL The Finance Department shall monitor purchasing activity to insure it complies with requirements of the Purchasing Manual. VILLAGE BOARD APPROVAL OF ACCOUNTS No accounts shall be opened or closed without Village Board approval via a resolution. PERIODIC REVIEW OF POLICY This Statement of Financial Policy shall be reviewed periodically. 3 CAPITAL IMPROVEMENT FINANCING CAPITAL IMPROVEMENT PROGRAM The Village shall maintain a five year capital improvement plan and update it annually. It will acquire and replace all equipment and undertake all construction projects only in accordance with the plan. The Village will not propose any equipment purchase or project in the budget unless it has been anticipated in the capital improvement program. CAPITAL PLANNING GRANTS Because state and federal grants tend to have local match requirements and may result in long -term financial commitments, the Village will seek grants to finance only those capital improvements that are consistent with the capital improvement plan. UTILITY EXTENSION The cost of extending utilities and improvements in new subdivisions will be paid by the developers or benefiting residents rather than the general public, unless oversizing or some engineering issue warrants Village participation. SPECIAL ASSESSMENT CONSIDERATION Special assessments or special service areas will be considered to make improvements in existing subdivisions. 4