R-13-01 Amending Village of Lemont Statement of Financial PolicyRESOLUTION `- I `O I
RESOLUTION AMENDING
VILLAGE OF LEMONT STATEMENT OF FINANCIAL POLICY
WHEREAS, on April 25, 1994, the Village of Lemont adopted Resolution 313 Approving.
a Village of Lemont Statement of Financial Policy; and
WHEREAS, on November 22, 1999, the Village of Lemont adopted Resolution R- 95 -99,
Amending the Statement of Financial Policy to incorporate a Village Investment Policy.
WHEREAS, the Village of Lemont desires to amend the Statement of Financial Policy.
NOW, THEREFORE, BE IT RESOLVED by the President and Board of Trustees that the
Amended Village of Lemont Statement of Financial Policy attached hereto as Exhibit A is hereby
adopted.
PASSED AND APPROVED BY THE PRESIDENT AND BOARD OF TRUSTEES OF
THE VILLAGE OF LEMONT, COUNTIES OF COOK, WILL, AND DU PAGE, ILLINOIS,
on this 26th day of February , 2001.
John Benik
Debby Blatzer
Keith Latz
Connie Markiewicz
Richard Rimbo
Mary Studebaker
AYES NAYS PASSED ABSENT
V
ARLENE SMOLLEN, Village Clerk
Approved by me this 26th day of February , 2001.
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Attest:
.jyri
A. . K,WASNESKI, Village P esident
r' % &a/04401
CHARLENE SMOLLWN, Village Clerk
Approved as to form:
Village Attorney
Date:
VILLAGE OF LEMONY
STATEMENT OF
FINANCIAL POLICY
Jean M. Nona
Treasurer
Adopted 4/94
Revised 11/99
Revised 2/01
ARTICLE 1 — BUDGETARY POLICY
1.1 REVENUE AND EXPENDITURE ESTIMATES
In preparing the budget, all revenues shall be projected conservatively,
and all expenditures shall be projected liberally.
1.2 FUNDING EXPENSES
Any proposed spending program must also be accompanied by a revenue
plan to fully meet the expenditure. As an alternative, new spending
programs may be presented with an offsetting reduction of expenses in
another program.
1.3 USE OF CARRYOVER FUNDS
A previous year's carryover may be considered as revenue in a
subsequent year, however, only to fund specific items which were
budgeted but not purchased in the previous fiscal year.
1.4 FUND RESERVES
Accumulated fund reserves may be used as revenues to fund projects,
provided that they are either capital items, or an unforeseen expense
specifically approved by the Village Board. As a goal, the Village Board
will strive to maintain a six -month reserve in all funds.
1.5 BALANCED BUDGET
Unless a true emergency occurs, the Village Board shall not pass a
budget in which the proposed revenues are less than the proposed
expenditures. If such an emergency occurs, the Board must understand
the cash balance for the fund will be reduced, borrowing may have to
occur, or revenues may have to be increased.
ARTICLE H — FINANCIAL MANAGEMENT
2.1 DEBT POLICY
The Village will not borrow money to meet current expenses.
2.2 BOND PAYBACK PERIOD
When the Village finances capital projects by issuing bonds, it will pay
back the bonds within a period not to exceed the expected useful live of
the project.
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2.3 USE OF THE WORKING CASH FUND
The Village will use its Working Cash Fund only to avoid short term
borrowing expenses and will not use it to fund programs. The Working
Cash Fund will be paid back immediately when property taxes become
available.
2.4 DISPOSAL OF VILLAGE PROPERTY
The money from the sale of property or equipment will normally not be
used to meet current operating expenses, but rather for the purchase and
replacement of other equipment or other assets.
2.5 ACCOUNTING MANIPULATIONS
The Village will avoid accounting manipulations, which postpone current
expenses to future periods or accrue revenues from a future year to the
current fiscal year to make current revenues appear higher.
2.6 LABOR CONTRACT FINANCIAL ANALYSIS
The Village will avoid entering into long -term labor contracts without
carefully costing out fringe benefits. Such costs include health insurance,
vacation /holiday leave, sick leave, education provisions, etc.
2.7 MAINTENANCE OF MUNICIPAL ASSETS
The Village will maintain its utilities, streets, buildings and other assets at
a level adequate to protect the Village's capital investment and to
minimize future maintenance and replacement costs.
2.8 USER FEES
The Village will periodically recalculate the full costs of activities supported
by user charges to identify the impact of inflation and other cost increases.
User charges will be adjusted accordingly.
2.9 INSURANCE ANALYSIS
The Village shall periodically investigate if insurance pools will save
money as compared to alternative insurance coverage. The Village will
also periodically investigate levels of coverage.
2.10 DEPOSIT OF FUNDS
The Village and any persons representing the Village will remit to the
Finance Department all monies received to be deposited in designated
financial institutions in a timely manner.
2.11 REQUIRED SIGNATORS
The Village will require all disbursements to be signed by two of the four
authorized signators who have been approved via Village Board
resolution.
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2.12 INTERNAL FINANCIAL CONTROLS
The Village will establish internal controls within the Finance Department,
which will physically separate the functions of collection, deposition and
reporting of monies received as much as possible.
2.13 PROCEDURES MANUAL
The Finance Department shall maintain a Procedure Manual outlining
procedures for the receiving of Village funds.
2.14 PURCHASING MANUAL
The Finance Department shall monitor purchasing activity to insure it
complies with requirements of the Purchasing Manual.
2.15 VILLAGE BOARD APPROVAL OF ACCOUNTS
No accounts shall be opened or closed without Village Board approval via
a resolution.
ARTICLE 3 — INVESTMENT POLICY
3.1 POLICY AND SCOPE
The Village shall invest available financial assets in a manner that will
provide the highest return while conforming to all state and local statutes
governing the investment of public funds.
3.2 PRUDENCE
Investments shall be made with judgement and care considering the
probable safety of capital as well as the probable income to be derived.
The standard of prudence to be used shall be the "prudent person"
standard and shall be applied in the context of managing an overall
portfolio.
3.3 OBJECTIVE
The primary objectives, in priority order, of the Village shall be:
a. Safety — Investments of the Village shall be undertaken in a manner
that seeks to ensure the preservation of capital in the overall portfolio.
b. Liquidity — The portfolio shall remain sufficiently liquid to enable the
Village to meet all reasonable operating requirements.
c. Return on investments — The portfolio shall be designed to attain a
market rate of return throughout the budgetary and economic cycles of
the Village while meeting investment risk constraints and cash flow
requirements of the Village.
3.4 DELEGATION OF AUTHORITY
Management responsibility for the investment program is delegated to the
Village Treasurer.
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3.5 ETHICS AND CONFLICT OF INTEREST
The Treasurer shall refrain from personal business activity that could
conflict with proper execution of the investment program.
3.6 AUTHORIZED AND SUITABLE INVESTMENTS
The Village is empowered by statute to invest in the following types of
securities:
a. U.S. government obligations, U.S. government agency obligations, and
U.S. government instrumentality obligations, which have a liquid
market with a readily determinable market value;
b. Canadian government obligations (payable in local currency);
c. Certificates of deposit and other evidences of deposit at financial
institutions, commercial paperi
d. Investment -grade obligations of state, provincial and local
governments and public authorities;
e. Repurchase agreements whose underlying purchased securities
consist of the foregoing;
f. Money markets and NOW accounts;
g. Local government investment pools, either state - administered or
through joint powers statutes and other intergovernmental agreement
legislation.
3.7 AUTHORIZED LOCAL INVESTMENT INSTITUTIONS
The Village will maintain a list of financial institutions authorized to provide
investment services. The Village, when seeking investment opportunities
not in a pool, (see 3.6g), may seek proposals from the banks and /or
financial institutions located within its corporate limits.
All financial institutions who desire to become qualified for investment
transactions must supply audited financial statements.
An authorized list of qualified financial institutions is attached as Exhibit A.
3.78 DELIVERY VS. PAYMENT
All trades where applicable will be executed by delivery vs. payment
(DVP) to ensure that securities are deposited in an eligible financial
institution prior to the release of funds. Securities will be held by a third -
party custodian as evidenced by safekeeping receipts.
3.8 COLLATERALIZATION
Collateralization in the amount of 102% and held by an independent third
party, shall be required on:
a. Certificates of Deposit in an amount over the F.D.I.C. insured amount;
and
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b. Repurchase agreements.
3.9 DIVERSIFICATION
The Village will diversify its investments by security type and institution.
With the exception of U.S. Treasury securities and authorized pools, no
more than 50% of the Village's total investment portfolio will be invested in
a single security type or with a single financial institution.
3.10 MAXIMUM MATURITIES
The Village will attempt to match its investments with anticipated cash flow
requirements. Reserve funds may be invested for more than two years if
the maturity of such investments are made to coincide as nearly as
practicable with the expected use of the funds. Funds intended to be
invested for periods longer than two years shall be brought before the
Village Board for approval.
3.11 REPORTING
The Treasurer shall provide to the Village Board, investment reports which
provide a clear picture of the status of the current investment portfolio.
The report should describe the portfolio in terms of investment securities,
maturities, characteristics and other features. The report should explain
the total mid -year investment return with budget expectation and /or other
performance benchmarks. The report should include changes in the
portfolio structure.
ARTICLE IV — CAPITAL IMPROVEMENT FINANCING
4.1 CAPITAL IMPROVEMENT PROGRAM
The Village shall maintain a five -year capital improvement plan and
update it annually. It will acquire and replace all equipment and undertake
all construction projects only in accordance with the plan. The Village will
not propose any equipment purchase or project in the budget unless it has
been anticipated in the capital improvement program.
4.2 CAPITAL PLANNING GRANTS
Because state and federal grants tend to have local match requirements
and may result in Tong -term financial commitments, the Village will seek
grants to finance only those capital improvements that are consistent with
the capital improvement plan.
4.3 UTILITY EXTENSION
The developers or benefiting residents rather than the general public will
pay the cost of extending utilities and improvements in new subdivisions,
unless oversizing or some engineering issue warrants Village
participation.
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4.4 SPECIAL ASSESSMENT CONSIDERATION
Special assessments or special service areas will be considered to make
improvements in existing subdivisions.
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Exhibit "A"
To be distributed at meeting (February 26, 2001).
RECOMMENDATION
Staff recommends return of $7,250.00 (equal to 50 percent of the total fee) plus the remaining
$4,167.02 in the escrow, making a total of $11,417.02. (The Village keeps the sum of
$8,082.98).
ATTACHMENTS (IF APPLICABLE)
1. Letter from Anthony Possidoni, Montalbano Homes.
2. Zoning Ordinance, Section XX (Fees).
3. Resolution Authorizing Partial Return of Fees.
SPECIFIC VILLAGE BOARD ACTION REQUIRED
The Board may direct staff, by appropriate motion, to waive, partially waive or deny rebate of the
application fees.